Flood Zone Comparison
Compare key metrics between 27313 27313, NC — Zone VE and 33521 33521, FL — Zone VE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 27313 27313, NC — Zone VE | 33521 33521, FL — Zone VE |
|---|---|---|
| name | 27313 27313, NC — Zone VE | 33521 33521, FL — Zone VE |
| zip code | 27313 | 33521 |
| city | 27313 | 33521 |
| state | North Carolina | Florida |
| state code | NC | FL |
| category | Very High Risk | Very High Risk |
| flood zone | Zone VE (Very High Risk — Coastal 100-Year + Wave Action) | Zone VE (Very High Risk — Coastal 100-Year + Wave Action) |
| risk level | Very High Risk | Very High Risk |
| annual flood prob | 1% annual chance with velocity wave action | 1% annual chance with velocity wave action |
| insurance required | Required — highest risk coastal zone | Required — highest risk coastal zone |
| avg annual premium | 3,611 | 3,617 |
| base flood elevation | 17 ft | 23 ft |
| historical floods | 7 recorded flood events in the past 50 years. Most recent major flood: 2010 | 9 recorded flood events in the past 50 years. Most recent major flood: 2008 |
| nearest water | Colorado River (0.2 miles) | Potomac River (3.7 miles) |
| elevation ft | 1,871 | 40 |
| population | 77,375 | 8,753 |
| median home value | 527,217 | 734,415 |
| flood damage risk | 65-80% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $135,573 | 65-80% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $94,965 |
| mitigation tips | Reinforce foundation against wave action; install storm shutters; elevate entire structure if possible; maintain maximum flood insurance coverage; establish evacuation routes; consider relocating critical infrastructure to upper floors. | Reinforce foundation against wave action; install storm shutters; elevate entire structure if possible; maintain maximum flood insurance coverage; establish evacuation routes; consider relocating critical infrastructure to upper floors. |
| fema map id | 3365C427J | 9443C395J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.