Flood Zone Comparison
Compare key metrics between 27507 27507, NC — Zone VE and 46341 46341, IN — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 27507 27507, NC — Zone VE | 46341 46341, IN — Zone AE |
|---|---|---|
| name | 27507 27507, NC — Zone VE | 46341 46341, IN — Zone AE |
| zip code | 27507 | 46341 |
| city | 27507 | 46341 |
| state | North Carolina | Indiana |
| state code | NC | IN |
| category | Very High Risk | High Risk |
| flood zone | Zone VE (Very High Risk — Coastal 100-Year + Wave Action) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | Very High Risk | High Risk |
| annual flood prob | 1% annual chance with velocity wave action | 1% annual chance (100-year flood) |
| insurance required | Required — highest risk coastal zone | Required for federally-backed mortgages |
| avg annual premium | 2,845 | 2,845 |
| base flood elevation | 9 ft | 24 ft |
| historical floods | 9 recorded flood events in the past 50 years. Most recent major flood: 2008 | 13 recorded flood events in the past 50 years. Most recent major flood: 2009 |
| nearest water | Tampa Bay (4.6 miles) | Lake Huron (0.9 miles) |
| elevation ft | 892 | 1,496 |
| population | 30,599 | 20,947 |
| median home value | 503,719 | 620,700 |
| flood damage risk | 65-80% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $114,784 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $78,053 |
| mitigation tips | Reinforce foundation against wave action; install storm shutters; elevate entire structure if possible; maintain maximum flood insurance coverage; establish evacuation routes; consider relocating critical infrastructure to upper floors. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 3428C954J | 6031C987J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.