Flood Zone Comparison
Compare key metrics between 27557 27557, NC — Zone AE and 59087 59087, MT — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 27557 27557, NC — Zone AE | 59087 59087, MT — Zone AE |
|---|---|---|
| name | 27557 27557, NC — Zone AE | 59087 59087, MT — Zone AE |
| zip code | 27557 | 59087 |
| city | 27557 | 59087 |
| state | North Carolina | Montana |
| state code | NC | MT |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,059 | 1,059 |
| base flood elevation | 5 ft | 5 ft |
| historical floods | 7 recorded flood events in the past 50 years. Most recent major flood: 2009 | 11 recorded flood events in the past 50 years. Most recent major flood: 2021 |
| nearest water | drainage canal (2.5 miles) | James River (2.6 miles) |
| elevation ft | 1,494 | 2,872 |
| population | 65,597 | 1,543 |
| median home value | 635,297 | 311,095 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $155,662 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $22,947 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 2689C434J | 1956C234J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.