Flood Zone Comparison
Compare key metrics between 27559 27559, NC — Zone AE and 59081 59081, MT — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 27559 27559, NC — Zone AE | 59081 59081, MT — Zone AE |
|---|---|---|
| name | 27559 27559, NC — Zone AE | 59081 59081, MT — Zone AE |
| zip code | 27559 | 59081 |
| city | 27559 | 59081 |
| state | North Carolina | Montana |
| state code | NC | MT |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,941 | 1,941 |
| base flood elevation | 15 ft | 26 ft |
| historical floods | 1 recorded flood events in the past 50 years. Most recent major flood: 2015 | 5 recorded flood events in the past 50 years. Most recent major flood: 2019 |
| nearest water | Gulf of Mexico (0.4 miles) | Chesapeake Bay (2.9 miles) |
| elevation ft | 1,025 | 5,654 |
| population | 64,838 | 52,748 |
| median home value | 741,996 | 521,239 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $53,199 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $47,223 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 9862C531J | 2905C890J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.