Flood Zone Comparison
Compare key metrics between 27560 27560, NC — Zone A and 39480 39480, MS — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 27560 27560, NC — Zone A | 39480 39480, MS — Zone AE |
|---|---|---|
| name | 27560 27560, NC — Zone A | 39480 39480, MS — Zone AE |
| zip code | 27560 | 39480 |
| city | 27560 | 39480 |
| state | North Carolina | Mississippi |
| state code | NC | MS |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 973 | 973 |
| base flood elevation | 21 ft | 5 ft |
| historical floods | 11 recorded flood events in the past 50 years. Most recent major flood: 2006 | 14 recorded flood events in the past 50 years. Most recent major flood: 2019 |
| nearest water | Lake Huron (1.9 miles) | Puget Sound (0.8 miles) |
| elevation ft | 1,365 | 198 |
| population | 45,981 | 59,431 |
| median home value | 311,326 | 409,725 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $27,979 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $162,764 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 2018C253J | 3014C857J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.