Flood Zone Comparison
Compare key metrics between 27813 27813, NC — Zone AE and 42743 42743, KY — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 27813 27813, NC — Zone AE | 42743 42743, KY — Zone AE |
|---|---|---|
| name | 27813 27813, NC — Zone AE | 42743 42743, KY — Zone AE |
| zip code | 27813 | 42743 |
| city | 27813 | 42743 |
| state | North Carolina | Kentucky |
| state code | NC | KY |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,317 | 2,317 |
| base flood elevation | 5 ft | 25 ft |
| historical floods | 1 recorded flood events in the past 50 years. Most recent major flood: 2005 | 8 recorded flood events in the past 50 years. Most recent major flood: 2009 |
| nearest water | Lake Erie (2.1 miles) | Lake Huron (1.6 miles) |
| elevation ft | 47 | 619 |
| population | 52,399 | 70,228 |
| median home value | 481,717 | 401,641 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $16,465 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $142,108 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 3080C236J | 8801C613J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.