Flood Zone Comparison
Compare key metrics between 27824 27824, NC — Zone A and 36032 36032, AL — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 27824 27824, NC — Zone A | 36032 36032, AL — Zone AE |
|---|---|---|
| name | 27824 27824, NC — Zone A | 36032 36032, AL — Zone AE |
| zip code | 27824 | 36032 |
| city | 27824 | 36032 |
| state | North Carolina | Alabama |
| state code | NC | AL |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,262 | 1,262 |
| base flood elevation | 24 ft | 24 ft |
| historical floods | 15 recorded flood events in the past 50 years. Most recent major flood: 2012 | 6 recorded flood events in the past 50 years. Most recent major flood: 2014 |
| nearest water | Ohio River (2.6 miles) | retention pond (0.3 miles) |
| elevation ft | 717 | 927 |
| population | 41,032 | 53,744 |
| median home value | 210,427 | 189,531 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $32,609 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $44,869 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 4825C360J | 4086C652J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.