Flood Zone Comparison
Compare key metrics between 27869 27869, NC — Zone A and 74731 74731, OK — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 27869 27869, NC — Zone A | 74731 74731, OK — Zone AE |
|---|---|---|
| name | 27869 27869, NC — Zone A | 74731 74731, OK — Zone AE |
| zip code | 27869 | 74731 |
| city | 27869 | 74731 |
| state | North Carolina | Oklahoma |
| state code | NC | OK |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,571 | 2,571 |
| base flood elevation | 16 ft | 28 ft |
| historical floods | 3 recorded flood events in the past 50 years. Most recent major flood: 2008 | 6 recorded flood events in the past 50 years. Most recent major flood: 2017 |
| nearest water | Rio Grande (0.4 miles) | Mississippi River (0.4 miles) |
| elevation ft | 1,675 | 1,096 |
| population | 32,145 | 34,176 |
| median home value | 570,519 | 157,111 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $25,352 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $20,389 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 9458C897J | 4038C385J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.