Flood Zone Comparison
Compare key metrics between 27871 27871, NC — Zone X-shaded and 28385 28385, NC — Zone X-shaded. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 27871 27871, NC — Zone X-shaded | 28385 28385, NC — Zone X-shaded |
|---|---|---|
| name | 27871 27871, NC — Zone X-shaded | 28385 28385, NC — Zone X-shaded |
| zip code | 27871 | 28385 |
| city | 27871 | 28385 |
| state | North Carolina | North Carolina |
| state code | NC | NC |
| category | Moderate Risk | Moderate Risk |
| flood zone | Zone X-shaded (Moderate Risk — 500-Year Floodplain) | Zone X-shaded (Moderate Risk — 500-Year Floodplain) |
| risk level | Moderate Risk | Moderate Risk |
| annual flood prob | 0.2% annual chance (500-year flood) | 0.2% annual chance (500-year flood) |
| insurance required | Recommended but not required | Recommended but not required |
| avg annual premium | 660 | 660 |
| base flood elevation | N/A — not in Special Flood Hazard Area | N/A — not in Special Flood Hazard Area |
| historical floods | 9 recorded flood events in the past 50 years. Most recent major flood: 2013 | 9 recorded flood events in the past 50 years. Most recent major flood: 2023 |
| nearest water | Merrimack River (4.6 miles) | Savannah River (4.7 miles) |
| elevation ft | 1,191 | 1,755 |
| population | 64,621 | 24,503 |
| median home value | 430,224 | 676,266 |
| flood damage risk | 15-30% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $99,354 | 15-30% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $156,995 |
| mitigation tips | Consider purchasing flood insurance even though not required; install backflow preventers on sewer lines; grade your lot to direct water away from foundation; keep gutters and drainage clear; know your evacuation route. | Consider purchasing flood insurance even though not required; install backflow preventers on sewer lines; grade your lot to direct water away from foundation; keep gutters and drainage clear; know your evacuation route. |
| fema map id | 2286C873J | 1134C463J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.