Flood Zone Comparison
Compare key metrics between 27883 27883, NC — Zone AE and 38916 38916, MS — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 27883 27883, NC — Zone AE | 38916 38916, MS — Zone A |
|---|---|---|
| name | 27883 27883, NC — Zone AE | 38916 38916, MS — Zone A |
| zip code | 27883 | 38916 |
| city | 27883 | 38916 |
| state | North Carolina | Mississippi |
| state code | NC | MS |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 972 | 972 |
| base flood elevation | 19 ft | 23 ft |
| historical floods | 4 recorded flood events in the past 50 years. Most recent major flood: 2009 | 8 recorded flood events in the past 50 years. Most recent major flood: 2014 |
| nearest water | local river (2.6 miles) | Red River (4.8 miles) |
| elevation ft | 651 | 1,242 |
| population | 26,194 | 5,249 |
| median home value | 501,487 | 247,828 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $118,693 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $146,321 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 5862C963J | 1844C579J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.