Flood Zone Comparison
Compare key metrics between 27932 27932, NC — Zone VE and 78652 78652, TX — Zone VE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 27932 27932, NC — Zone VE | 78652 78652, TX — Zone VE |
|---|---|---|
| name | 27932 27932, NC — Zone VE | 78652 78652, TX — Zone VE |
| zip code | 27932 | 78652 |
| city | 27932 | 78652 |
| state | North Carolina | Texas |
| state code | NC | TX |
| category | Very High Risk | Very High Risk |
| flood zone | Zone VE (Very High Risk — Coastal 100-Year + Wave Action) | Zone VE (Very High Risk — Coastal 100-Year + Wave Action) |
| risk level | Very High Risk | Very High Risk |
| annual flood prob | 1% annual chance with velocity wave action | 1% annual chance with velocity wave action |
| insurance required | Required — highest risk coastal zone | Required — highest risk coastal zone |
| avg annual premium | 3,906 | 3,901 |
| base flood elevation | 20 ft | 5 ft |
| historical floods | 5 recorded flood events in the past 50 years. Most recent major flood: 2014 | 6 recorded flood events in the past 50 years. Most recent major flood: 2015 |
| nearest water | local creek (3.6 miles) | Pacific Ocean (0.3 miles) |
| elevation ft | 322 | 454 |
| population | 63,706 | 16,887 |
| median home value | 727,215 | 770,378 |
| flood damage risk | 65-80% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $114,165 | 65-80% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $174,756 |
| mitigation tips | Reinforce foundation against wave action; install storm shutters; elevate entire structure if possible; maintain maximum flood insurance coverage; establish evacuation routes; consider relocating critical infrastructure to upper floors. | Reinforce foundation against wave action; install storm shutters; elevate entire structure if possible; maintain maximum flood insurance coverage; establish evacuation routes; consider relocating critical infrastructure to upper floors. |
| fema map id | 1743C223J | 3545C371J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.