Flood Zone Comparison
Compare key metrics between 27938 27938, NC — Zone AE and 32708 32708, FL — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 27938 27938, NC — Zone AE | 32708 32708, FL — Zone AE |
|---|---|---|
| name | 27938 27938, NC — Zone AE | 32708 32708, FL — Zone AE |
| zip code | 27938 | 32708 |
| city | 27938 | 32708 |
| state | North Carolina | Florida |
| state code | NC | FL |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 3,401 | 3,401 |
| base flood elevation | 9 ft | 19 ft |
| historical floods | 11 recorded flood events in the past 50 years. Most recent major flood: 2012 | 14 recorded flood events in the past 50 years. Most recent major flood: 2019 |
| nearest water | Gulf of Mexico (1.7 miles) | Lake Michigan (2.9 miles) |
| elevation ft | 1,306 | 43 |
| population | 30,128 | 44,236 |
| median home value | 176,621 | 458,018 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $68,590 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $71,614 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 9850C906J | 7610C242J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.