Flood Zone Comparison
Compare key metrics between 27965 27965, NC — Zone AE and 56021 56021, MN — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 27965 27965, NC — Zone AE | 56021 56021, MN — Zone A |
|---|---|---|
| name | 27965 27965, NC — Zone AE | 56021 56021, MN — Zone A |
| zip code | 27965 | 56021 |
| city | 27965 | 56021 |
| state | North Carolina | Minnesota |
| state code | NC | MN |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,131 | 2,131 |
| base flood elevation | 24 ft | 19 ft |
| historical floods | 2 recorded flood events in the past 50 years. Most recent major flood: 2014 | 12 recorded flood events in the past 50 years. Most recent major flood: 2015 |
| nearest water | Arkansas River (3.8 miles) | Tennessee River (0.5 miles) |
| elevation ft | 1,092 | 33 |
| population | 33,098 | 78,398 |
| median home value | 750,462 | 385,710 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $90,229 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $156,150 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 2499C492J | 7388C280J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.