Flood Zone Comparison
Compare key metrics between 27976 27976, NC — Zone AE and 89408 89408, NV — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 27976 27976, NC — Zone AE | 89408 89408, NV — Zone AE |
|---|---|---|
| name | 27976 27976, NC — Zone AE | 89408 89408, NV — Zone AE |
| zip code | 27976 | 89408 |
| city | 27976 | 89408 |
| state | North Carolina | Nevada |
| state code | NC | NV |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,372 | 2,372 |
| base flood elevation | 15 ft | 12 ft |
| historical floods | 5 recorded flood events in the past 50 years. Most recent major flood: 2017 | 9 recorded flood events in the past 50 years. Most recent major flood: 2010 |
| nearest water | drainage canal (0.5 miles) | Lake Huron (4.1 miles) |
| elevation ft | 1,627 | 2,647 |
| population | 78,155 | 16,448 |
| median home value | 770,200 | 539,222 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $75,209 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $112,512 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 4135C966J | 2901C851J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.