Flood Zone Comparison
Compare key metrics between 28021 28021, NC — Zone AE and 36319 36319, AL — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 28021 28021, NC — Zone AE | 36319 36319, AL — Zone AE |
|---|---|---|
| name | 28021 28021, NC — Zone AE | 36319 36319, AL — Zone AE |
| zip code | 28021 | 36319 |
| city | 28021 | 36319 |
| state | North Carolina | Alabama |
| state code | NC | AL |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,861 | 2,861 |
| base flood elevation | 22 ft | 18 ft |
| historical floods | 9 recorded flood events in the past 50 years. Most recent major flood: 2024 | 2 recorded flood events in the past 50 years. Most recent major flood: 2022 |
| nearest water | Tennessee River (0.6 miles) | Missouri River (1.9 miles) |
| elevation ft | 1,319 | 549 |
| population | 1,225 | 50,166 |
| median home value | 156,988 | 706,938 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $15,112 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $25,530 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 8628C901J | 9725C196J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.