Flood Zone Comparison
Compare key metrics between 28088 28088, NC — Zone AE and 32666 32666, FL — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 28088 28088, NC — Zone AE | 32666 32666, FL — Zone AE |
|---|---|---|
| name | 28088 28088, NC — Zone AE | 32666 32666, FL — Zone AE |
| zip code | 28088 | 32666 |
| city | 28088 | 32666 |
| state | North Carolina | Florida |
| state code | NC | FL |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 3,260 | 3,259 |
| base flood elevation | 22 ft | 15 ft |
| historical floods | 5 recorded flood events in the past 50 years. Most recent major flood: 2022 | 15 recorded flood events in the past 50 years. Most recent major flood: 2013 |
| nearest water | retention pond (4.9 miles) | local stream (0.4 miles) |
| elevation ft | 1,677 | 50 |
| population | 12,803 | 27,183 |
| median home value | 578,268 | 669,812 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $192,665 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $186,028 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 9930C945J | 1228C261J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.