Flood Zone Comparison
Compare key metrics between 28277 28277, NC — Zone VE and 35593 35593, AL — Zone VE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 28277 28277, NC — Zone VE | 35593 35593, AL — Zone VE |
|---|---|---|
| name | 28277 28277, NC — Zone VE | 35593 35593, AL — Zone VE |
| zip code | 28277 | 35593 |
| city | 28277 | 35593 |
| state | North Carolina | Alabama |
| state code | NC | AL |
| category | Very High Risk | Very High Risk |
| flood zone | Zone VE (Very High Risk — Coastal 100-Year + Wave Action) | Zone VE (Very High Risk — Coastal 100-Year + Wave Action) |
| risk level | Very High Risk | Very High Risk |
| annual flood prob | 1% annual chance with velocity wave action | 1% annual chance with velocity wave action |
| insurance required | Required — highest risk coastal zone | Required — highest risk coastal zone |
| avg annual premium | 5,019 | 5,029 |
| base flood elevation | 17 ft | 16 ft |
| historical floods | 13 recorded flood events in the past 50 years. Most recent major flood: 2008 | 10 recorded flood events in the past 50 years. Most recent major flood: 2012 |
| nearest water | Colorado River (0.7 miles) | Merrimack River (4.8 miles) |
| elevation ft | 208 | 940 |
| population | 31,709 | 11,653 |
| median home value | 688,890 | 670,801 |
| flood damage risk | 65-80% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $33,309 | 65-80% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $19,737 |
| mitigation tips | Reinforce foundation against wave action; install storm shutters; elevate entire structure if possible; maintain maximum flood insurance coverage; establish evacuation routes; consider relocating critical infrastructure to upper floors. | Reinforce foundation against wave action; install storm shutters; elevate entire structure if possible; maintain maximum flood insurance coverage; establish evacuation routes; consider relocating critical infrastructure to upper floors. |
| fema map id | 2355C990J | 4217C329J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.