Flood Zone Comparison
Compare key metrics between 28396 28396, NC — Zone A and 72430 72430, AR — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 28396 28396, NC — Zone A | 72430 72430, AR — Zone A |
|---|---|---|
| name | 28396 28396, NC — Zone A | 72430 72430, AR — Zone A |
| zip code | 28396 | 72430 |
| city | 28396 | 72430 |
| state | North Carolina | Arkansas |
| state code | NC | AR |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,122 | 1,122 |
| base flood elevation | 24 ft | 9 ft |
| historical floods | 8 recorded flood events in the past 50 years. Most recent major flood: 2009 | 7 recorded flood events in the past 50 years. Most recent major flood: 2016 |
| nearest water | drainage canal (3.9 miles) | Galveston Bay (2.7 miles) |
| elevation ft | 1,951 | 744 |
| population | 33,054 | 23,942 |
| median home value | 484,404 | 247,248 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $79,162 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $150,886 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 5138C413J | 7106C822J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.