Flood Zone Comparison
Compare key metrics between 28399 28399, NC — Zone AE and 96080 96080, CA — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 28399 28399, NC — Zone AE | 96080 96080, CA — Zone AE |
|---|---|---|
| name | 28399 28399, NC — Zone AE | 96080 96080, CA — Zone AE |
| zip code | 28399 | 96080 |
| city | 28399 | 96080 |
| state | North Carolina | California |
| state code | NC | CA |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 3,209 | 3,209 |
| base flood elevation | 6 ft | 5 ft |
| historical floods | 3 recorded flood events in the past 50 years. Most recent major flood: 2020 | 15 recorded flood events in the past 50 years. Most recent major flood: 2013 |
| nearest water | Tampa Bay (0.2 miles) | Merrimack River (3.5 miles) |
| elevation ft | 791 | 1,570 |
| population | 3,732 | 39,088 |
| median home value | 726,811 | 291,973 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $36,273 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $62,822 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 9095C377J | 8294C576J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.