Flood Zone Comparison
Compare key metrics between 31634 31634, GA — Zone AE and 49836 49836, MI — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 31634 31634, GA — Zone AE | 49836 49836, MI — Zone AE |
|---|---|---|
| name | 31634 31634, GA — Zone AE | 49836 49836, MI — Zone AE |
| zip code | 31634 | 49836 |
| city | 31634 | 49836 |
| state | Georgia | Michigan |
| state code | GA | MI |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 3,410 | 3,410 |
| base flood elevation | 5 ft | 5 ft |
| historical floods | 3 recorded flood events in the past 50 years. Most recent major flood: 2008 | 7 recorded flood events in the past 50 years. Most recent major flood: 2007 |
| nearest water | local stream (0.4 miles) | Hudson River (2.0 miles) |
| elevation ft | 1,342 | 1,241 |
| population | 43,680 | 41,939 |
| median home value | 249,495 | 375,690 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $132,233 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $23,065 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 9390C914J | 9995C667J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.