Flood Zone Comparison
Compare key metrics between 31744 31744, GA — Zone A and 78757 78757, TX — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 31744 31744, GA — Zone A | 78757 78757, TX — Zone AE |
|---|---|---|
| name | 31744 31744, GA — Zone A | 78757 78757, TX — Zone AE |
| zip code | 31744 | 78757 |
| city | 31744 | 78757 |
| state | Georgia | Texas |
| state code | GA | TX |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,099 | 1,099 |
| base flood elevation | 26 ft | 5 ft |
| historical floods | 13 recorded flood events in the past 50 years. Most recent major flood: 2023 | 6 recorded flood events in the past 50 years. Most recent major flood: 2006 |
| nearest water | Columbia River (2.5 miles) | Gulf of Mexico (2.5 miles) |
| elevation ft | 1,952 | 727 |
| population | 74,377 | 44,962 |
| median home value | 424,526 | 784,044 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $137,289 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $24,036 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 5475C650J | 1303C902J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.