Flood Zone Comparison
Compare key metrics between 31801 31801, GA — Zone AE and 48313 48313, MI — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 31801 31801, GA — Zone AE | 48313 48313, MI — Zone AE |
|---|---|---|
| name | 31801 31801, GA — Zone AE | 48313 48313, MI — Zone AE |
| zip code | 31801 | 48313 |
| city | 31801 | 48313 |
| state | Georgia | Michigan |
| state code | GA | MI |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,753 | 2,753 |
| base flood elevation | 22 ft | 12 ft |
| historical floods | 13 recorded flood events in the past 50 years. Most recent major flood: 2004 | 11 recorded flood events in the past 50 years. Most recent major flood: 2008 |
| nearest water | Tennessee River (2.1 miles) | Tennessee River (3.9 miles) |
| elevation ft | 528 | 608 |
| population | 7,492 | 49,684 |
| median home value | 646,173 | 175,243 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $10,681 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $28,775 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 2371C990J | 4946C658J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.