Flood Zone Comparison
Compare key metrics between 31803 31803, GA — Zone X-shaded and 36544 36544, AL — Zone X-shaded. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 31803 31803, GA — Zone X-shaded | 36544 36544, AL — Zone X-shaded |
|---|---|---|
| name | 31803 31803, GA — Zone X-shaded | 36544 36544, AL — Zone X-shaded |
| zip code | 31803 | 36544 |
| city | 31803 | 36544 |
| state | Georgia | Alabama |
| state code | GA | AL |
| category | Moderate Risk | Moderate Risk |
| flood zone | Zone X-shaded (Moderate Risk — 500-Year Floodplain) | Zone X-shaded (Moderate Risk — 500-Year Floodplain) |
| risk level | Moderate Risk | Moderate Risk |
| annual flood prob | 0.2% annual chance (500-year flood) | 0.2% annual chance (500-year flood) |
| insurance required | Recommended but not required | Recommended but not required |
| avg annual premium | 754 | 754 |
| base flood elevation | N/A — not in Special Flood Hazard Area | N/A — not in Special Flood Hazard Area |
| historical floods | 3 recorded flood events in the past 50 years. Most recent major flood: 2014 | 14 recorded flood events in the past 50 years. Most recent major flood: 2018 |
| nearest water | local river (3.9 miles) | Lake Superior (4.0 miles) |
| elevation ft | 957 | 1,442 |
| population | 47,261 | 9,434 |
| median home value | 757,740 | 124,779 |
| flood damage risk | 15-30% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $13,886 | 15-30% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $166,690 |
| mitigation tips | Consider purchasing flood insurance even though not required; install backflow preventers on sewer lines; grade your lot to direct water away from foundation; keep gutters and drainage clear; know your evacuation route. | Consider purchasing flood insurance even though not required; install backflow preventers on sewer lines; grade your lot to direct water away from foundation; keep gutters and drainage clear; know your evacuation route. |
| fema map id | 7865C376J | 5239C411J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.