Flood Zone Comparison
Compare key metrics between 32043 32043, FL — Zone AE and 33004 33004, FL — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 32043 32043, FL — Zone AE | 33004 33004, FL — Zone AE |
|---|---|---|
| name | 32043 32043, FL — Zone AE | 33004 33004, FL — Zone AE |
| zip code | 32043 | 33004 |
| city | 32043 | 33004 |
| state | Florida | Florida |
| state code | FL | FL |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,692 | 2,692 |
| base flood elevation | 10 ft | 15 ft |
| historical floods | 5 recorded flood events in the past 50 years. Most recent major flood: 2023 | 12 recorded flood events in the past 50 years. Most recent major flood: 2012 |
| nearest water | drainage canal (4.0 miles) | James River (3.5 miles) |
| elevation ft | 76 | 24 |
| population | 8,295 | 30,080 |
| median home value | 265,624 | 686,523 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $199,343 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $57,502 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 5938C247J | 4857C779J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.