Flood Zone Comparison
Compare key metrics between 32046 32046, FL — Zone AE and 47995 47995, IN — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 32046 32046, FL — Zone AE | 47995 47995, IN — Zone AE |
|---|---|---|
| name | 32046 32046, FL — Zone AE | 47995 47995, IN — Zone AE |
| zip code | 32046 | 47995 |
| city | 32046 | 47995 |
| state | Florida | Indiana |
| state code | FL | IN |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,978 | 2,978 |
| base flood elevation | 14 ft | 9 ft |
| historical floods | 13 recorded flood events in the past 50 years. Most recent major flood: 2019 | 12 recorded flood events in the past 50 years. Most recent major flood: 2007 |
| nearest water | Pacific Ocean (2.2 miles) | Ohio River (4.9 miles) |
| elevation ft | 78 | 286 |
| population | 62,604 | 8,885 |
| median home value | 762,985 | 379,949 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $37,830 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $175,870 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 8274C447J | 2071C449J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.