Flood Zone Comparison
Compare key metrics between 32091 32091, FL — Zone AE and 47460 47460, IN — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 32091 32091, FL — Zone AE | 47460 47460, IN — Zone AE |
|---|---|---|
| name | 32091 32091, FL — Zone AE | 47460 47460, IN — Zone AE |
| zip code | 32091 | 47460 |
| city | 32091 | 47460 |
| state | Florida | Indiana |
| state code | FL | IN |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,314 | 1,314 |
| base flood elevation | 13 ft | 13 ft |
| historical floods | 15 recorded flood events in the past 50 years. Most recent major flood: 2019 | 8 recorded flood events in the past 50 years. Most recent major flood: 2016 |
| nearest water | Long Island Sound (4.1 miles) | retention pond (3.0 miles) |
| elevation ft | 57 | 254 |
| population | 36,363 | 8,457 |
| median home value | 140,065 | 371,326 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $53,455 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $193,822 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 1447C282J | 9422C466J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.