Flood Zone Comparison
Compare key metrics between 32137 32137, FL — Zone AE and 77055 77055, TX — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 32137 32137, FL — Zone AE | 77055 77055, TX — Zone AE |
|---|---|---|
| name | 32137 32137, FL — Zone AE | 77055 77055, TX — Zone AE |
| zip code | 32137 | 77055 |
| city | 32137 | 77055 |
| state | Florida | Texas |
| state code | FL | TX |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 3,477 | 3,477 |
| base flood elevation | 13 ft | 22 ft |
| historical floods | 0 recorded flood events in the past 50 years | 10 recorded flood events in the past 50 years. Most recent major flood: 2004 |
| nearest water | Lake Michigan (3.7 miles) | Gulf of Mexico (2.5 miles) |
| elevation ft | 40 | 240 |
| population | 39,280 | 74,465 |
| median home value | 519,325 | 321,586 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $44,005 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $183,017 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 6510C954J | 9789C338J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.