Flood Zone Comparison
Compare key metrics between 32139 32139, FL — Zone AE and 36078 36078, AL — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 32139 32139, FL — Zone AE | 36078 36078, AL — Zone A |
|---|---|---|
| name | 32139 32139, FL — Zone AE | 36078 36078, AL — Zone A |
| zip code | 32139 | 36078 |
| city | 32139 | 36078 |
| state | Florida | Alabama |
| state code | FL | AL |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,581 | 2,581 |
| base flood elevation | 24 ft | 7 ft |
| historical floods | 14 recorded flood events in the past 50 years. Most recent major flood: 2020 | 1 recorded flood events in the past 50 years. Most recent major flood: 2010 |
| nearest water | Rio Grande (3.6 miles) | James River (4.6 miles) |
| elevation ft | 54 | 204 |
| population | 55,239 | 8,720 |
| median home value | 684,217 | 335,785 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $53,792 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $39,234 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 2860C357J | 8406C709J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.