Flood Zone Comparison
Compare key metrics between 32147 32147, FL — Zone A and 77705 77705, TX — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 32147 32147, FL — Zone A | 77705 77705, TX — Zone AE |
|---|---|---|
| name | 32147 32147, FL — Zone A | 77705 77705, TX — Zone AE |
| zip code | 32147 | 77705 |
| city | 32147 | 77705 |
| state | Florida | Texas |
| state code | FL | TX |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 955 | 955 |
| base flood elevation | 8 ft | 30 ft |
| historical floods | 1 recorded flood events in the past 50 years. Most recent major flood: 2009 | 0 recorded flood events in the past 50 years |
| nearest water | Potomac River (0.3 miles) | local river (3.1 miles) |
| elevation ft | 73 | 646 |
| population | 37,077 | 44,904 |
| median home value | 137,593 | 668,057 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $109,546 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $106,855 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 8845C776J | 5277C646J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.