Flood Zone Comparison
Compare key metrics between 32162 32162, FL — Zone VE and 36483 36483, AL — Zone VE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 32162 32162, FL — Zone VE | 36483 36483, AL — Zone VE |
|---|---|---|
| name | 32162 32162, FL — Zone VE | 36483 36483, AL — Zone VE |
| zip code | 32162 | 36483 |
| city | 32162 | 36483 |
| state | Florida | Alabama |
| state code | FL | AL |
| category | Very High Risk | Very High Risk |
| flood zone | Zone VE (Very High Risk — Coastal 100-Year + Wave Action) | Zone VE (Very High Risk — Coastal 100-Year + Wave Action) |
| risk level | Very High Risk | Very High Risk |
| annual flood prob | 1% annual chance with velocity wave action | 1% annual chance with velocity wave action |
| insurance required | Required — highest risk coastal zone | Required — highest risk coastal zone |
| avg annual premium | 7,573 | 7,574 |
| base flood elevation | 21 ft | 11 ft |
| historical floods | 10 recorded flood events in the past 50 years. Most recent major flood: 2010 | 7 recorded flood events in the past 50 years. Most recent major flood: 2015 |
| nearest water | Tennessee River (1.8 miles) | Tampa Bay (4.2 miles) |
| elevation ft | 20 | 704 |
| population | 25,989 | 67,128 |
| median home value | 139,885 | 214,147 |
| flood damage risk | 65-80% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $123,511 | 65-80% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $129,158 |
| mitigation tips | Reinforce foundation against wave action; install storm shutters; elevate entire structure if possible; maintain maximum flood insurance coverage; establish evacuation routes; consider relocating critical infrastructure to upper floors. | Reinforce foundation against wave action; install storm shutters; elevate entire structure if possible; maintain maximum flood insurance coverage; establish evacuation routes; consider relocating critical infrastructure to upper floors. |
| fema map id | 2089C244J | 9994C665J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.