Flood Zone Comparison
Compare key metrics between 32187 32187, FL — Zone AE and 57251 57251, SD — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 32187 32187, FL — Zone AE | 57251 57251, SD — Zone A |
|---|---|---|
| name | 32187 32187, FL — Zone AE | 57251 57251, SD — Zone A |
| zip code | 32187 | 57251 |
| city | 32187 | 57251 |
| state | Florida | South Dakota |
| state code | FL | SD |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,568 | 1,568 |
| base flood elevation | 22 ft | 9 ft |
| historical floods | 7 recorded flood events in the past 50 years. Most recent major flood: 2005 | 13 recorded flood events in the past 50 years. Most recent major flood: 2004 |
| nearest water | Rio Grande (3.1 miles) | Connecticut River (0.9 miles) |
| elevation ft | 55 | 1,576 |
| population | 36,383 | 42,353 |
| median home value | 722,857 | 188,679 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $184,459 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $139,974 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 9872C164J | 7064C136J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.