Flood Zone Comparison
Compare key metrics between 32308 32308, FL — Zone A and 34285 34285, FL — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 32308 32308, FL — Zone A | 34285 34285, FL — Zone A |
|---|---|---|
| name | 32308 32308, FL — Zone A | 34285 34285, FL — Zone A |
| zip code | 32308 | 34285 |
| city | 32308 | 34285 |
| state | Florida | Florida |
| state code | FL | FL |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,017 | 1,017 |
| base flood elevation | 19 ft | 30 ft |
| historical floods | 6 recorded flood events in the past 50 years. Most recent major flood: 2011 | 9 recorded flood events in the past 50 years. Most recent major flood: 2004 |
| nearest water | retention pond (2.2 miles) | local creek (2.9 miles) |
| elevation ft | 76 | 98 |
| population | 58,709 | 54,350 |
| median home value | 609,551 | 605,761 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $85,396 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $132,129 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 2031C935J | 6567C447J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.