Flood Zone Comparison
Compare key metrics between 32328 32328, FL — Zone AE and 62231 62231, IL — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 32328 32328, FL — Zone AE | 62231 62231, IL — Zone AE |
|---|---|---|
| name | 32328 32328, FL — Zone AE | 62231 62231, IL — Zone AE |
| zip code | 32328 | 62231 |
| city | 32328 | 62231 |
| state | Florida | Illinois |
| state code | FL | IL |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 3,469 | 3,469 |
| base flood elevation | 20 ft | 15 ft |
| historical floods | 15 recorded flood events in the past 50 years. Most recent major flood: 2004 | 12 recorded flood events in the past 50 years. Most recent major flood: 2008 |
| nearest water | Red River (2.9 miles) | Potomac River (2.4 miles) |
| elevation ft | 78 | 324 |
| population | 5,631 | 39,287 |
| median home value | 656,516 | 453,041 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $177,400 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $13,871 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 2478C818J | 5801C680J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.