Flood Zone Comparison
Compare key metrics between 32334 32334, FL — Zone VE and 38759 38759, MS — Zone VE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 32334 32334, FL — Zone VE | 38759 38759, MS — Zone VE |
|---|---|---|
| name | 32334 32334, FL — Zone VE | 38759 38759, MS — Zone VE |
| zip code | 32334 | 38759 |
| city | 32334 | 38759 |
| state | Florida | Mississippi |
| state code | FL | MS |
| category | Very High Risk | Very High Risk |
| flood zone | Zone VE (Very High Risk — Coastal 100-Year + Wave Action) | Zone VE (Very High Risk — Coastal 100-Year + Wave Action) |
| risk level | Very High Risk | Very High Risk |
| annual flood prob | 1% annual chance with velocity wave action | 1% annual chance with velocity wave action |
| insurance required | Required — highest risk coastal zone | Required — highest risk coastal zone |
| avg annual premium | 6,572 | 6,577 |
| base flood elevation | 15 ft | 21 ft |
| historical floods | 1 recorded flood events in the past 50 years. Most recent major flood: 2020 | 4 recorded flood events in the past 50 years. Most recent major flood: 2008 |
| nearest water | Rio Grande (0.8 miles) | Merrimack River (2.1 miles) |
| elevation ft | 11 | 67 |
| population | 26,383 | 10,916 |
| median home value | 696,517 | 260,062 |
| flood damage risk | 65-80% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $60,706 | 65-80% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $75,506 |
| mitigation tips | Reinforce foundation against wave action; install storm shutters; elevate entire structure if possible; maintain maximum flood insurance coverage; establish evacuation routes; consider relocating critical infrastructure to upper floors. | Reinforce foundation against wave action; install storm shutters; elevate entire structure if possible; maintain maximum flood insurance coverage; establish evacuation routes; consider relocating critical infrastructure to upper floors. |
| fema map id | 4497C895J | 9275C409J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.