Flood Zone Comparison
Compare key metrics between 32501 Pensacola, FL — Zone A and 55124 55124, MN — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 32501 Pensacola, FL — Zone A | 55124 55124, MN — Zone A |
|---|---|---|
| name | 32501 Pensacola, FL — Zone A | 55124 55124, MN — Zone A |
| zip code | 32501 | 55124 |
| city | Pensacola | 55124 |
| state | Florida | Minnesota |
| state code | FL | MN |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,241 | 1,241 |
| base flood elevation | 19 ft | 12 ft |
| historical floods | 12 recorded flood events in the past 50 years. Most recent major flood: 2010 | 0 recorded flood events in the past 50 years |
| nearest water | Lake Erie (2.4 miles) | Lake Huron (2.6 miles) |
| elevation ft | 9 | 1,511 |
| population | 30,963 | 61,482 |
| median home value | 165,611 | 663,242 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $163,497 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $20,431 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 2955C511J | 3541C954J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.