Flood Zone Comparison
Compare key metrics between 32511 32511, FL — Zone A and 43023 43023, OH — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 32511 32511, FL — Zone A | 43023 43023, OH — Zone A |
|---|---|---|
| name | 32511 32511, FL — Zone A | 43023 43023, OH — Zone A |
| zip code | 32511 | 43023 |
| city | 32511 | 43023 |
| state | Florida | Ohio |
| state code | FL | OH |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,467 | 1,467 |
| base flood elevation | 10 ft | 23 ft |
| historical floods | 13 recorded flood events in the past 50 years. Most recent major flood: 2013 | 2 recorded flood events in the past 50 years. Most recent major flood: 2017 |
| nearest water | Gulf of Mexico (4.6 miles) | local stream (0.2 miles) |
| elevation ft | 20 | 950 |
| population | 47,106 | 72,013 |
| median home value | 503,085 | 684,906 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $123,963 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $13,123 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 6830C484J | 7846C611J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.