Flood Zone Comparison
Compare key metrics between 32544 32544, FL — Zone AE and 57780 57780, SD — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 32544 32544, FL — Zone AE | 57780 57780, SD — Zone AE |
|---|---|---|
| name | 32544 32544, FL — Zone AE | 57780 57780, SD — Zone AE |
| zip code | 32544 | 57780 |
| city | 32544 | 57780 |
| state | Florida | South Dakota |
| state code | FL | SD |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 3,480 | 3,480 |
| base flood elevation | 12 ft | 5 ft |
| historical floods | 3 recorded flood events in the past 50 years. Most recent major flood: 2011 | 6 recorded flood events in the past 50 years. Most recent major flood: 2012 |
| nearest water | Pacific Ocean (2.6 miles) | Galveston Bay (1.1 miles) |
| elevation ft | 67 | 351 |
| population | 32,114 | 75,868 |
| median home value | 493,172 | 754,712 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $78,580 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $197,309 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 5348C649J | 6670C908J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.