Flood Zone Comparison
Compare key metrics between 32616 32616, FL — Zone A and 35212 35212, AL — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 32616 32616, FL — Zone A | 35212 35212, AL — Zone AE |
|---|---|---|
| name | 32616 32616, FL — Zone A | 35212 35212, AL — Zone AE |
| zip code | 32616 | 35212 |
| city | 32616 | 35212 |
| state | Florida | Alabama |
| state code | FL | AL |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,621 | 1,621 |
| base flood elevation | 23 ft | 29 ft |
| historical floods | 2 recorded flood events in the past 50 years. Most recent major flood: 2004 | 12 recorded flood events in the past 50 years. Most recent major flood: 2014 |
| nearest water | James River (4.7 miles) | Gulf of Mexico (3.2 miles) |
| elevation ft | 33 | 114 |
| population | 7,574 | 76,996 |
| median home value | 665,957 | 660,649 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $105,248 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $163,983 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 3701C387J | 7275C253J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.