Flood Zone Comparison
Compare key metrics between 32643 32643, FL — Zone A and 51243 51243, IA — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 32643 32643, FL — Zone A | 51243 51243, IA — Zone AE |
|---|---|---|
| name | 32643 32643, FL — Zone A | 51243 51243, IA — Zone AE |
| zip code | 32643 | 51243 |
| city | 32643 | 51243 |
| state | Florida | Iowa |
| state code | FL | IA |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,576 | 1,576 |
| base flood elevation | 28 ft | 9 ft |
| historical floods | 10 recorded flood events in the past 50 years. Most recent major flood: 2019 | 0 recorded flood events in the past 50 years |
| nearest water | Delaware River (1.3 miles) | James River (3.9 miles) |
| elevation ft | 91 | 449 |
| population | 685 | 40,107 |
| median home value | 776,657 | 725,402 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $151,521 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $91,580 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 3449C828J | 3042C105J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.