Flood Zone Comparison
Compare key metrics between 32686 32686, FL — Zone A and 53530 53530, WI — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 32686 32686, FL — Zone A | 53530 53530, WI — Zone A |
|---|---|---|
| name | 32686 32686, FL — Zone A | 53530 53530, WI — Zone A |
| zip code | 32686 | 53530 |
| city | 32686 | 53530 |
| state | Florida | Wisconsin |
| state code | FL | WI |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,887 | 1,888 |
| base flood elevation | 16 ft | 10 ft |
| historical floods | 1 recorded flood events in the past 50 years. Most recent major flood: 2016 | 3 recorded flood events in the past 50 years. Most recent major flood: 2009 |
| nearest water | James River (4.7 miles) | Rio Grande (3.3 miles) |
| elevation ft | 50 | 1,635 |
| population | 63,733 | 14,222 |
| median home value | 112,239 | 268,903 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $15,753 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $124,022 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 3039C737J | 2779C942J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.