Flood Zone Comparison
Compare key metrics between 32808 32808, FL — Zone AE and 41749 41749, KY — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 32808 32808, FL — Zone AE | 41749 41749, KY — Zone A |
|---|---|---|
| name | 32808 32808, FL — Zone AE | 41749 41749, KY — Zone A |
| zip code | 32808 | 41749 |
| city | 32808 | 41749 |
| state | Florida | Kentucky |
| state code | FL | KY |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,653 | 2,653 |
| base flood elevation | 27 ft | 11 ft |
| historical floods | 6 recorded flood events in the past 50 years. Most recent major flood: 2024 | 4 recorded flood events in the past 50 years. Most recent major flood: 2005 |
| nearest water | local creek (0.4 miles) | Long Island Sound (3.9 miles) |
| elevation ft | 39 | 235 |
| population | 37,276 | 65,803 |
| median home value | 502,827 | 205,172 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $84,691 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $137,317 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 6697C206J | 8200C842J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.