Flood Zone Comparison
Compare key metrics between 33304 33304, FL — Zone VE and 75938 75938, TX — Zone VE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 33304 33304, FL — Zone VE | 75938 75938, TX — Zone VE |
|---|---|---|
| name | 33304 33304, FL — Zone VE | 75938 75938, TX — Zone VE |
| zip code | 33304 | 75938 |
| city | 33304 | 75938 |
| state | Florida | Texas |
| state code | FL | TX |
| category | Very High Risk | Very High Risk |
| flood zone | Zone VE (Very High Risk — Coastal 100-Year + Wave Action) | Zone VE (Very High Risk — Coastal 100-Year + Wave Action) |
| risk level | Very High Risk | Very High Risk |
| annual flood prob | 1% annual chance with velocity wave action | 1% annual chance with velocity wave action |
| insurance required | Required — highest risk coastal zone | Required — highest risk coastal zone |
| avg annual premium | 4,627 | 4,645 |
| base flood elevation | 6 ft | 19 ft |
| historical floods | 1 recorded flood events in the past 50 years. Most recent major flood: 2019 | 4 recorded flood events in the past 50 years. Most recent major flood: 2016 |
| nearest water | Tampa Bay (4.3 miles) | Rio Grande (1.9 miles) |
| elevation ft | 81 | 949 |
| population | 26,057 | 59,155 |
| median home value | 790,775 | 215,759 |
| flood damage risk | 65-80% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $16,676 | 65-80% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $80,726 |
| mitigation tips | Reinforce foundation against wave action; install storm shutters; elevate entire structure if possible; maintain maximum flood insurance coverage; establish evacuation routes; consider relocating critical infrastructure to upper floors. | Reinforce foundation against wave action; install storm shutters; elevate entire structure if possible; maintain maximum flood insurance coverage; establish evacuation routes; consider relocating critical infrastructure to upper floors. |
| fema map id | 9830C802J | 5293C785J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.