Flood Zone Comparison
Compare key metrics between 33305 33305, FL — Zone A and 49648 49648, MI — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 33305 33305, FL — Zone A | 49648 49648, MI — Zone AE |
|---|---|---|
| name | 33305 33305, FL — Zone A | 49648 49648, MI — Zone AE |
| zip code | 33305 | 49648 |
| city | 33305 | 49648 |
| state | Florida | Michigan |
| state code | FL | MI |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,839 | 1,839 |
| base flood elevation | 11 ft | 6 ft |
| historical floods | 3 recorded flood events in the past 50 years. Most recent major flood: 2012 | 0 recorded flood events in the past 50 years |
| nearest water | Savannah River (2.2 miles) | Long Island Sound (3.0 miles) |
| elevation ft | 76 | 1,599 |
| population | 40,158 | 13,885 |
| median home value | 363,645 | 697,491 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $150,097 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $19,736 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 9246C710J | 7709C661J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.