Flood Zone Comparison
Compare key metrics between 33331 33331, FL — Zone X-shaded and 38339 38339, TN — Zone X-shaded. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 33331 33331, FL — Zone X-shaded | 38339 38339, TN — Zone X-shaded |
|---|---|---|
| name | 33331 33331, FL — Zone X-shaded | 38339 38339, TN — Zone X-shaded |
| zip code | 33331 | 38339 |
| city | 33331 | 38339 |
| state | Florida | Tennessee |
| state code | FL | TN |
| category | Moderate Risk | Moderate Risk |
| flood zone | Zone X-shaded (Moderate Risk — 500-Year Floodplain) | Zone X-shaded (Moderate Risk — 500-Year Floodplain) |
| risk level | Moderate Risk | Moderate Risk |
| annual flood prob | 0.2% annual chance (500-year flood) | 0.2% annual chance (500-year flood) |
| insurance required | Recommended but not required | Recommended but not required |
| avg annual premium | 515 | 515 |
| base flood elevation | N/A — not in Special Flood Hazard Area | N/A — not in Special Flood Hazard Area |
| historical floods | 0 recorded flood events in the past 50 years | 10 recorded flood events in the past 50 years. Most recent major flood: 2015 |
| nearest water | local stream (1.2 miles) | local creek (4.1 miles) |
| elevation ft | 4 | 1,056 |
| population | 67,693 | 46,332 |
| median home value | 515,318 | 665,626 |
| flood damage risk | 15-30% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $198,798 | 15-30% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $175,336 |
| mitigation tips | Consider purchasing flood insurance even though not required; install backflow preventers on sewer lines; grade your lot to direct water away from foundation; keep gutters and drainage clear; know your evacuation route. | Consider purchasing flood insurance even though not required; install backflow preventers on sewer lines; grade your lot to direct water away from foundation; keep gutters and drainage clear; know your evacuation route. |
| fema map id | 2711C166J | 7759C816J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.