Flood Zone Comparison
Compare key metrics between 33538 33538, FL — Zone AE and 68420 68420, NE — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 33538 33538, FL — Zone AE | 68420 68420, NE — Zone A |
|---|---|---|
| name | 33538 33538, FL — Zone AE | 68420 68420, NE — Zone A |
| zip code | 33538 | 68420 |
| city | 33538 | 68420 |
| state | Florida | Nebraska |
| state code | FL | NE |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,553 | 1,553 |
| base flood elevation | 29 ft | 22 ft |
| historical floods | 3 recorded flood events in the past 50 years. Most recent major flood: 2007 | 12 recorded flood events in the past 50 years. Most recent major flood: 2019 |
| nearest water | Red River (0.4 miles) | Merrimack River (0.5 miles) |
| elevation ft | 50 | 1,861 |
| population | 76,956 | 64,383 |
| median home value | 160,534 | 145,692 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $65,462 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $122,956 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 3521C684J | 9028C293J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.