Flood Zone Comparison
Compare key metrics between 34203 34203, FL — Zone AE and 49435 49435, MI — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 34203 34203, FL — Zone AE | 49435 49435, MI — Zone A |
|---|---|---|
| name | 34203 34203, FL — Zone AE | 49435 49435, MI — Zone A |
| zip code | 34203 | 49435 |
| city | 34203 | 49435 |
| state | Florida | Michigan |
| state code | FL | MI |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,443 | 1,443 |
| base flood elevation | 27 ft | 14 ft |
| historical floods | 2 recorded flood events in the past 50 years. Most recent major flood: 2016 | 6 recorded flood events in the past 50 years. Most recent major flood: 2018 |
| nearest water | Rio Grande (4.0 miles) | Delaware River (0.8 miles) |
| elevation ft | 17 | 402 |
| population | 9,577 | 39,265 |
| median home value | 787,187 | 455,440 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $119,467 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $90,764 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 1844C296J | 5537C905J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.