Flood Zone Comparison
Compare key metrics between 34223 34223, FL — Zone AE and 41016 41016, KY — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 34223 34223, FL — Zone AE | 41016 41016, KY — Zone AE |
|---|---|---|
| name | 34223 34223, FL — Zone AE | 41016 41016, KY — Zone AE |
| zip code | 34223 | 41016 |
| city | 34223 | 41016 |
| state | Florida | Kentucky |
| state code | FL | KY |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,617 | 1,617 |
| base flood elevation | 19 ft | 28 ft |
| historical floods | 13 recorded flood events in the past 50 years. Most recent major flood: 2020 | 8 recorded flood events in the past 50 years. Most recent major flood: 2011 |
| nearest water | retention pond (0.2 miles) | Tampa Bay (1.5 miles) |
| elevation ft | 44 | 147 |
| population | 15,398 | 35,709 |
| median home value | 644,522 | 219,269 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $121,164 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $59,586 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 4745C473J | 6525C826J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.