Flood Zone Comparison
Compare key metrics between 34461 34461, FL — Zone A and 78836 78836, TX — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 34461 34461, FL — Zone A | 78836 78836, TX — Zone A |
|---|---|---|
| name | 34461 34461, FL — Zone A | 78836 78836, TX — Zone A |
| zip code | 34461 | 78836 |
| city | 34461 | 78836 |
| state | Florida | Texas |
| state code | FL | TX |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,026 | 2,026 |
| base flood elevation | 17 ft | 19 ft |
| historical floods | 1 recorded flood events in the past 50 years. Most recent major flood: 2004 | 6 recorded flood events in the past 50 years. Most recent major flood: 2022 |
| nearest water | Galveston Bay (3.2 miles) | local river (0.5 miles) |
| elevation ft | 30 | 866 |
| population | 68,925 | 3,207 |
| median home value | 191,217 | 107,448 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $100,836 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $191,337 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 5170C456J | 2717C840J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.