Flood Zone Comparison
Compare key metrics between 34476 34476, FL — Zone VE and 35441 35441, AL — Zone VE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 34476 34476, FL — Zone VE | 35441 35441, AL — Zone VE |
|---|---|---|
| name | 34476 34476, FL — Zone VE | 35441 35441, AL — Zone VE |
| zip code | 34476 | 35441 |
| city | 34476 | 35441 |
| state | Florida | Alabama |
| state code | FL | AL |
| category | Very High Risk | Very High Risk |
| flood zone | Zone VE (Very High Risk — Coastal 100-Year + Wave Action) | Zone VE (Very High Risk — Coastal 100-Year + Wave Action) |
| risk level | Very High Risk | Very High Risk |
| annual flood prob | 1% annual chance with velocity wave action | 1% annual chance with velocity wave action |
| insurance required | Required — highest risk coastal zone | Required — highest risk coastal zone |
| avg annual premium | 6,817 | 6,820 |
| base flood elevation | 7 ft | 17 ft |
| historical floods | 2 recorded flood events in the past 50 years. Most recent major flood: 2010 | 3 recorded flood events in the past 50 years. Most recent major flood: 2012 |
| nearest water | Chesapeake Bay (4.0 miles) | Tampa Bay (4.7 miles) |
| elevation ft | 66 | 739 |
| population | 70,120 | 14,974 |
| median home value | 475,051 | 562,140 |
| flood damage risk | 65-80% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $131,373 | 65-80% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $167,577 |
| mitigation tips | Reinforce foundation against wave action; install storm shutters; elevate entire structure if possible; maintain maximum flood insurance coverage; establish evacuation routes; consider relocating critical infrastructure to upper floors. | Reinforce foundation against wave action; install storm shutters; elevate entire structure if possible; maintain maximum flood insurance coverage; establish evacuation routes; consider relocating critical infrastructure to upper floors. |
| fema map id | 8786C282J | 9605C574J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.