Flood Zone Comparison
Compare key metrics between 34685 34685, FL — Zone A and 54856 54856, WI — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 34685 34685, FL — Zone A | 54856 54856, WI — Zone AE |
|---|---|---|
| name | 34685 34685, FL — Zone A | 54856 54856, WI — Zone AE |
| zip code | 34685 | 54856 |
| city | 34685 | 54856 |
| state | Florida | Wisconsin |
| state code | FL | WI |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,320 | 2,320 |
| base flood elevation | 20 ft | 6 ft |
| historical floods | 3 recorded flood events in the past 50 years. Most recent major flood: 2017 | 5 recorded flood events in the past 50 years. Most recent major flood: 2021 |
| nearest water | Pacific Ocean (3.9 miles) | Chesapeake Bay (5.0 miles) |
| elevation ft | 55 | 1,367 |
| population | 11,389 | 56,307 |
| median home value | 147,873 | 449,126 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $58,847 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $85,854 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 7549C797J | 2012C807J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.